Simple trackers and worksheets. No subscription required.
These tools are being built alongside the guides. Designed for households that need a system, not a $15/month app with features they'll never use.
List income, bills, debts, urgent problems, and next steps in one place. The starting point for everything else.
Coming soonA monthly due-date tracker for households trying to time payments around irregular income.
Coming soonTrack negative items, dispute status, payments, and follow-up dates across all three bureaus.
Coming soonLog income by date and source, track expenses, and calculate the tax holdback on every payment.
Coming soonEnter a lump sum and split it into taxes, bills, slow-month buffer, emergency fund, and safe-to-spend.
Coming soonCalculate the actual monthly floor — what it costs to keep the household functional and nothing more.
Coming soonWant to know when these drop? Send a message and mention "tools."